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Attitude to Finances - Personal Statement Example

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Summary
The statement "Personal Attitude to Finances" focuses on the critical analysis of the personal attitude to finances. Finance is a way of life as exhibited by the daily stocks being traded every second and the multitude of people worldwide toiling their bodies and minds to benefit financially…
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Personal Attitude to Finances
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Extract of sample "Attitude to Finances"

Personal ment Personal ment Finance is a way of life as exhibited by the daily stocks being trading every second and the multitude of people worldwide toiling their bodies and minds to benefit financially. However, managing finances and accounts could lead to huge financial lose due to unbalanced worksheets and unaccounted finances. Growing up in Shenzhen in a family where my parents owned a large company, Burnham Asset Management Limited, I had my fair share of the experience where finances were mismanaged and the accounts data did not match up. It was then that I received an insight on the field that I should endeavor in to help, primarily my parents, and others who might be heading in the wrong direction. It was this act of witnessing people around me falling into financial troubles leading to depravation of their happiness that I knew I should head towards a direction that would bring smiles back on their faces and improve the entire trade by ensuring fair and realistic mechanisms are in place. I followed my dream and landed in Durham University where I am currently in my third year of study, pursuing a BSc course in Accounting and Finance, and the experience has been eye opening. I have already learned to adapt to new situations since the setting was very different from my familiar Chinese background and I have learned to appreciate and value the differences in all cultures. The current situation is very promising and I can envision my self achieving what my young ambitious self was aiming to achieve since I have aligned all available choices to finance-preferred, both academically and practically. Experience is undoubtedly the best teacher that is why I ensure that each and every holiday since the summer of 2012 I have found my way back home to partake in my internships at my father’s financial company located in Shenzhen, Mainland China. I have worked in both the trading and investment advisory departments where I have always had the privilege to meet senior executives of the leading and most competitive institutions in China. This interaction has broadened my mind in terms of ideologies as we share our thoughts and views increasing my knowledge and logical thinking capabilities to avoid trouble before it brews and to seek financial facts in each situation. Generally, I have attained valuable field experiences such as valid trading techniques including how to perceive the variation of specific markets or stocks. I have so far grasped the full knowledge of trading large amounts of property without affecting share prices significantly and in good timing, although, I still require more academic knowledge on the later. As a keen and determined person, those practical trading brought bore fruit as indicated by the company’s profit. However, as a student, I faced obstacles of understanding terminologies lack of critical thinking towards phenomenon of markets and logical patterns. Yet, those obstacles encouraged me to pursue higher education to enlarge and sharpen my spectrum of knowledge. In the most recent internship my main duties, as a trader, were to execute superiors trading instructions and perform risk management. I managed seven accounts at the simultaneously. Where two of them were futures accounts while the rest were stock accounts. On assessment, my overall performance in managing the seven accounts was an increase of 30% profit over mid June towards mid September. My family has been very supportive and they have and still continue to encourage me to achieve what I desire most. My interest in finance matters, specifically towards corporate finance, my desire to study international finance and my interest in pure mathematics are some of the desires my family has and is continuously aiding me to achieve. This filed of study has taught me to be persistent and vigilant just like my father had always insisted. Through out life, my family’s goal was to provide me with a clear view on the world majorly by envisioning it through my own eyes. Through their support, I have travelled to many countries around the world gaining more and more experiences that continue to broaden my horizons and aid me in building unbiased independence in terms of both behaviors and ideologies. Travelling has brought me closer to many organizations and the experiences have increased my organizational capabilities. Travelling offers precise logical reasoning and sensitive instinct, ability to assess risks given different environments, and an opportunity to share and compare my thoughts with other like minded individuals. I was taught to cultivate my character, that needs more intersection with wise people and experience more things to improve myself, because life is a process of betterment. With the wish to pursue knowledge in the country where the oldest financial market is located, I entered Durham University, a historic university in United Kingdom. I still believe that this great country holds the key to my future that is why I would like to apply for my Masters degree in Accounting and Finance as my first choice and a Masters degree in Risk and Finance as my second choice in this great institution, London School of Economics (LSE). The choice in subjects is based on the fact that they both require a practical approach and hence a person acquires practical knowledge. I chose MSc in Accounting and finance because of my keen and sensitive characteristics. These subjects provide knowledge and techniques that help in the understanding of the real status of a company, the current and future trading, interpretation of economic events to financial statements, and in general how to corporate and manage the finance operation of my family business. It is a great choice considering the experience that I have had in my family business. I personally found MSc in Risk and Finance a good choice as well. The choice is based on my past interns and daily life. I have always felt the need to understand and benefit from the knowledge of how risks can be managed and regulated to ensure an increase in the company’s profits without the need to worry about incurring large losses. Risks are inevitable in business and any successful organization should have ways of managing the risks. The knowledge acquired will be beneficial to my family business in that I will have a clear understanding of how to analyze, mitigate and evade unnecessary ones. The two programs offer a substantial combination as per my current demand. They both involve finance, a subject that has been my passion for as long as I can remember, therefore either of them will be of great gain to me. However, I have vast experience as a trader and will therefore focus more on the finance subjects as I deem them to be more beneficial. I believe that The London school of Economics is the institution that will aid me in achieving my dream and ambitions. Hence, I hope to join LSE for a chance to receive the best education and to meet like minded individuals who have the same ambitions and expectations. Read More
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